Client Disclosure Statement

This disclosure is provided to ensure transparency before you engage in any debt settlement or legal services.

1. Role of Debt Solutions Co

Debt Solutions Co acts solely as an intake and referral platform. We do not negotiate with creditors and do not provide legal representation.

Any legal representation is provided only after the consumer affirmatively agrees to and signs a separate attorney-client agreement with the law firm.

2. Debt Settlement Risks

Participation in a debt settlement program may:

• Negatively impact your credit score

• Involve creditor collection activity

• Require stopping or reducing payments to creditors

Results vary, and not all creditors participate.

3. Fees

• No upfront fees are charged by Debt Solutions Co

• Fees for debt settlement or legal services are governed by your agreement with the service provider or law firm

• Fees are typically contingent upon successful settlement, as permitted by law

4. Alternatives

Alternatives to debt settlement may include:

• Credit counseling

• Debt management plans

• Bankruptcy

You are encouraged to explore all available options.

5. Voluntary Participation

Participation is voluntary. You may withdraw at any time subject to the terms of your agreement with the service provider or law firm. No settlement activity occurs without the client’s authorization.